CrowdHealth: Decentralized Bill Evaluation

The American healthcare system is broken. Traditional health insurance companies are notorious for denying claims, leaving families with unexpected and often devastating medical bills. At CrowdHealth, we take a different approach—one that is transparent, member-driven, decentralized, and free from the bureaucracy of insurance companies.

Unlike traditional insurance, CrowdHealth does not deny bills. Instead, we ensure that all medical expenses align with our Member Guide, a community-driven framework that ensures fairness, sustainability, and ethical healthcare spending. When a bill is submitted, it is reviewed based on these guidelines. If a bill falls outside the scope of what the community has agreed to support—such as cosmetic procedures — it is filtered out, rather than outright denied.

In the rare event that a member disagrees with the decision, they have the right to appeal to a panel of fellow CrowdHealth members. This panel, made up of individuals who also rely on the platform for their medical expenses, has the final say on whether the bill should be eligible for funding. This process ensures that decisions are not made by faceless executives looking to maximize profits, but rather by real people with a vested interest in fair and responsible healthcare spending.

Why Our Model Works

• No Profit-Driven Denials – Unlike insurance companies that often deny claims to protect their bottom line, CrowdHealth has no incentive, nor ability, to deny bills.
• Decentralized Decisions – Instead of being at the mercy of insurance bureaucrats, members have a direct say in how medical expenses are handled.
• A Sustainable System – By filtering out non-aligned expenses and keeping costs reasonable, we enable members to receive quality care and low monthly requests for funding.
  

CrowdHealth is not just an alternative to insurance—it’s a movement. A movement that puts power back in the hands of individuals, fosters community accountability, and ensures that medical bills are handled with fairness and transparency.

If you're tired of fighting with insurance companies over denied claims and want a smarter way to pay for healthcare, join CrowdHealth today. Experience a system that works for you, not against you.